About

Stellar Bank came to be in 2023, when Allegiance Bank and Community Bank of Texas joined forces. What emerged was a financial institution like no other. Stellar bankers set the standard for responsive, relationship-based community banking. We have the resources, dedication, and personal focus to out-service the big banks and out-bank the small banks. Our customers see us as a vital part of the team. We are their financial experts who go above and beyond to help them form a plan and get it done.

Stellar Bank is headquartered in Houston, Texas and provides a diversified range of commercial banking services primarily to small- to medium-sized businesses and individual customers across the Houston, Beaumont, Dallas, and surrounding communities in Texas.

Products and Services 

Personal Banking:

• Checking and Savings Accounts
• Personal Savings
• Youth Savings
• Personal Money Market
• Certificate of Deposits
• Individual Retirement Accounts (IRA)
• Online Banking Platform
• Mobile Deposits
• Bill Pay
• QuickBooks and Quicken
• E-Statements
• Personal Loans
• Secured and Unsecured Personal Loans
• Personal Lines of Credit
• Mortgages
• Mortgage Loans
• Conforming and jumbo, USDA, FHA, VA
• ARMS and one-time close options for construction-to-permanent
• Purchase, refinance, construction-to-permanent
• First time homebuyer mortgages
• Advantage mortgages, an income-based affordable home loan program
• Physician mortgages
• Hero mortgages for teachers, law enforcement, firefighters, EMS, nurses, active military and other community heroes
• Home Improvement Loans
• Renovations to primary or second homes
• Repairs, kitchen and bathroom remodeling, HVAC replacement and more
• Secured by a lien against the principal dwelling or second home
• Flexible financing options with fixed rate, fixed term and fixed monthly payments
• Community development home improvement loans
• Improvement to a primary or second home
• For those who qualify as low-moderate income borrowers or for homes located in a low-moderate income census tract
• Construction Loans
• Lot and Land Loans
• Home Equity and Home Equity Lines of Credit
• Purchase, refinance, or make home improvements
• Debt consolidation, education, medical bills, weddings and other long-term or big expenses
• Loan amount based on a percentage of your home equity
• Line of credit lets you draw funds as you need them
• Variable interest rate on HELOCs
• Fixed interest rate for Home Equity term notes
• Home is used for collateral

Business Banking 

• Checking and Savings Accounts

• Business Checking
• Business Interest Checking
• Business Savings
• Business Money Market
• Certificate of Deposit

• Online Banking

• Bill Pay
• QuickBooks and Quicken
• Enhanced Security
• Mobile Deposit
• E-Statements

• Business Loans

• Working Capital Revolving Lines of Credit
• Working Capital Term Loans
• Equipment Financing
• Owner Occupied Real Estate Loans
• Commercial Real Estate Loans
• Letters of Credit

• Treasury Services

• Fraud Prevention and Security
• Funds Management
• Payables Solutions
• Receivables Solutions

We’re here for you, when and where you need us. You can make an appointment by calling a local Banker or just walk into one of our Banks.

For more information, you may give us a call or visit our website, https://www.stellar.bank/