Stellar Bank

About

As a Commercial Relationship Manager with Stellar Bank, my role is to help business owners identify ways to best optimize cash flow to meet their business needs.  By working together with each client, I help businesses mitigate exposure to fraud and the risks inherent in operating a business. 

Some ways I can assist your business include:

Strategically manage your short- and long-term financing and working capital needs

More effectively manage cash flow 

Mitigate risk of fraud and embezzlement

Deliver quality employee benefits

Manage personal finances

By helping find the right solutions to match your business's needs, together we can build an effective banking relationship to drive success for your business!

Stellar Bank came to be in 2023, when Allegiance Bank and Community Bank of Texas joined forces. What emerged was a financial institution like no other. Stellar bankers set the standard for responsive, relationship-based community banking. We have the resources, dedication, and personal focus to out-service the big banks and out-bank the small banks. Our customers see us as a vital part of the team. We are their financial experts who go above and beyond to help them form a plan and get it done.

Stellar Bank is headquartered in Houston, Texas and provides a diversified range of commercial banking services primarily to small- to medium-sized businesses and individual customers across the Houston, Beaumont, Dallas, and surrounding communities in Texas.

Products and Services 

Personal Banking:

• Checking and Savings Accounts
• Personal Savings
• Youth Savings
• Personal Money Market
• Certificate of Deposits
• Individual Retirement Accounts (IRA)
• Online Banking Platform
• Mobile Deposits
• Bill Pay
• QuickBooks and Quicken
• E-Statements
• Personal Loans
• Secured and Unsecured Personal Loans
• Personal Lines of Credit
• Mortgages
• Mortgage Loans
• Conforming and jumbo, USDA, FHA, VA
• ARMS and one-time close options for construction-to-permanent
• Purchase, refinance, construction-to-permanent
• First time homebuyer mortgages
• Advantage mortgages, an income-based affordable home loan program
• Physician mortgages
• Hero mortgages for teachers, law enforcement, firefighters, EMS, nurses, active military and other community heroes
• Home Improvement Loans
• Renovations to primary or second homes
• Repairs, kitchen and bathroom remodeling, HVAC replacement and more
• Secured by a lien against the principal dwelling or second home
• Flexible financing options with fixed rate, fixed term and fixed monthly payments
• Community development home improvement loans
• Improvement to a primary or second home
• For those who qualify as low-moderate income borrowers or for homes located in a low-moderate income census tract
• Construction Loans
• Lot and Land Loans
• Home Equity and Home Equity Lines of Credit
• Purchase, refinance, or make home improvements
• Debt consolidation, education, medical bills, weddings and other long-term or big expenses
• Loan amount based on a percentage of your home equity
• Line of credit lets you draw funds as you need them
• Variable interest rate on HELOCs
• Fixed interest rate for Home Equity term notes
• Home is used for collateral

Business Banking 

• Checking and Savings Accounts

• Business Checking
• Business Interest Checking
• Business Savings
• Business Money Market
• Certificate of Deposit

• Online Banking

• Bill Pay
• QuickBooks and Quicken
• Enhanced Security
• Mobile Deposit
• E-Statements

• Business Loans

• Working Capital Revolving Lines of Credit
• Working Capital Term Loans
• Equipment Financing
• Owner Occupied Real Estate Loans
• Commercial Real Estate Loans
• Letters of Credit

• Treasury Services

• Fraud Prevention and Security
• Funds Management
• Payables Solutions
• Receivables Solutions

We’re here for you, when and where you need us. You can make an appointment by calling a local Banker or just walk into one of our branches.

For more information, you may give us a call or visit our website, https://www.stellar.bank/